The first steps to any plan are to determine your destination and starting place.  Independent Financial Planning will help you determine what is important to you, if you haven't done so already, and help you make a plan to achieve those goals based upon your current financial situation.  Too often, investors are discouraged by feeling like they need to have everything together before you can even start the process of planning.  That is not the case and be encouraged: no matter your starting point, I can help you make a plan to take you from what will likely happen to a preferred outcome, a preferred future.  And we do it together.  "You must know your destination port if you wish to catch a favorable wind."  Are you ready to sail your financial ship?  Find out how we can help.